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Disclaimer: This guide was made only for reference you can build what you like on your character.
This is original guide and not copied from other sites and made applicable on Ragnarok Forever only or any server that has same configurations if there's any.

Introduction:
Crusaders/Paladins are made to be the tank masochist of the team which serves better than knights as they have reflect shield and auto guard.
This build will focus on being a tank using devotion while delivering sufficient damage with shield boomerang/chain. This build is important in WoE as devotion skill lets you take the damage taken by up to 5 of your party members while still help killing low def targets with shield boom/chain unlike those pure tanks and GC crusaders.

Shield/Devo Crusader/Paladin stats:

Str: 120+ total (+bonus)
Agi: 25+ (Just gain 170-175 attack speed with berserk potion so you can spam shield boomerang faster.)
Vit: 100+ total (+bonus)
Dex: 40-60 total (+bonus)
Int: 36+ total (+bonus just make sure it is divisible by 6)
Luk whatever

Skill Build:

Swordsman:
Increase recuperative Power = 10 (Whatever build is your swordsman this skills is awesome)
Bash = 10 (You this this for leveling as a swordsman or in PvP vs high agility characters, wear elemental weapon then bash'em until they get stunned then wear your preferred pvp weapon and they are dead before they gain sanity.
Sword Mastery = 10
Magnum Break = (Optional if you don't have elemental weapons and need to hit ghost monsters like whisper. Shield boomerang is always neutral even with elemental weapons).
Provoke = 10 (also optional as this is not recommended for tanks as you depend on your Def.)
Endure = (Optional disabled in WoE)

Crusader:
Faith = 10 (You love this skill gives +2000 max hp at max level multiplied by %hp increasing equips).
Holy Cross = 6 (Just for prerequisite of Devotion you will rarely use this skill)
Grand Cross = 4 (Same as above)
Devotion 5 = 10 (With this skill you will be loved by your guild members like you're a savior from heaven sent to be killed :( ).
Auto Guard = 10 Good for asura monks/champs crying when their asura gets blocked by this skill and they're the one who's on the floor because of your reflect shield.
Reflect Shield = 10 (Stated above about asura monks/champs).
Shield Boomerang = 5 (The explanation on damage will be included in weapon and shield section).
Shield Charge =5
Shield Chain = 5
The rest is up to you.

Equipments:

Weapon:
This is one of tricky part for this build.
The shield boomerang's damage is affected by the weight and upgrade level of the shield. The heavier the shield, the more damage is dealt. Things that add +attack will not affect your damage, this includes things such as: Porcellio Armor, Andre Cards and the attack of the weapon. However STR increases the damage as well as %damage modifier cards.
So the only recommended weapons are:
+9 or +10 Blade/Main Gauche [4]
Recommended Card combinations.
2x Hydra 2x Skel Worker best damage in pvp.
2x Hydra 1x Skel 1x Mummy if you have enough dex.
2x Hydra 2x Mummy if you have low dex.
2x Hydra 1x Skel 1x Phreeoni If you have budget or lucky.
2x Hydra 1x Skel 1x Turtle General.
2x Hydra 1x Phreeoni 1x Turtle General for thos who doesn't want to switch in pvp.
2x Turtle General 2x Hydra
3x Turtle General 1x Phreeoni or 1x Skel Worker for overall weapon.
A doppelganger card in one of combinations is much better.

Shield:
+7 is good but +10 is the best.
Shield [1]
Mirror Shield [1]
List of Cards recommended:
Thara Frog
Alice Card for MVPs
Andre Egg Card
Executioner Card for large monsters
Golden Thief Bug (Note: on this server GTB card is not 100% magic reduction it was configured to 50% for balanced gaming.
High Orc Card
Horn Card if you hate hunters or long range monsters.
Maya Card

Upper Head:
Savage Babe Hat [1]
Evil Snake Lord Hat [1]
Ghost Bandana
Marionette Doll [1]
Magestic Goat [1]
Any Str Headgears
Poo Poo Hat
Angel Wing

Middle Head:
Fin Helm
Evil/Angel Wing Ears
Censor Bar [1]
Human Blinker [1]
Blank Ears [1]

Recommended Cards for headgears:
Deviruchi , Cramp Card + Tarou Accessory

Lower Head:
Romantic White Flower
Iron Cain if you can't afford to create RWF yet.

Armor:
Full Plate [1]
List of Cards recommended:
Tao Gunka Best card for devo crusaders as the damage you take is calculated from def and equipment of the targeted ally so -50% def is a bit negligible also Asura strike is already an ignore def skill. So which ever the champs try to asura, They're dead, you and the target are still alive especially if the target has GR card.
Peco Peco
Ghostring
Angeling
Picky


Garment:

Immune Manteau/Pauldron [1] (Raydric Card)
Giant Whisper Card (Optional)

Shoes:
Boots[1] or Greaves [1]
List of Cards recommended:
Verit
Matyr
Raggler


Accessories:
Clip[1]
Ring[1]
Gloves [1]
Necklace [1]
List of Cards recommended:
Mantis
Zerom
Spore

Tarou+Cramp Combo

Leveling Areas:
1-10: (Novice) south of prontera whack everything especially pupae. or go east after south and kill rockers and poporings (faster)
20-40: Byalan Island level 1-3(Bring wind elementals for best result). or Toy Factory lvl 1.
41-60: Byalan Island 4 or Hodes and Sand Man in south of morroc (Bring Fire elementals). or Toy Factory level 2.
60-80: High orcs in Geffen 2x orc lady + 2x hydra, Minorous in Pyramid with 2x vadon+2x minorous or goblin.
81-99: High Orcs, Anolians east of Comodo 2x flora+2x drainliar = /gg. Anubis in Sphinx dungeon 2x hydra+ 2x minorous (don't forget to bring vadon carded weapon for pasana and minorous.

That's it. As what i have said this guide is originally made and you can build or follow at your own will.